24/7 Emergency Tree Service in McKinney, TX

McKinney and Collin County sit squarely in one of the most severe weather corridors in the United States. From spring tornadoes and summer supercells to winter ice storms, North Texas trees take a beating — and sometimes they come down on homes, cars, and driveways with zero warning. When that happens, you need a crew that answers the phone at 2am and is at your door within the hour.

McKinney Trees maintains an on-call emergency crew year-round. We prioritize structural damage situations first — trees on homes, trees blocking egress, and situations involving active safety hazards. We provide full documentation for insurance claims and work with all major carriers licensed in Texas.

Will Homeowners Insurance Cover This in Texas?

Texas homeowners insurance (regulated by the Texas Department of Insurance) typically follows these rules for tree emergencies:

  • Tree falls on your home: Usually covered — insurance pays for removal and structural repair
  • Tree falls on your attached garage or fence: Often covered depending on your policy
  • Tree falls in your yard (no structure hit): Usually NOT covered for removal costs
  • Neighbor's tree falls on your property: Your insurance typically covers it — not your neighbor's (unless they were negligent)
  • Damage from a tree you were warned about: May be disputed — document any prior notice

We provide complete documentation — itemized invoices, before/after photos, and written damage reports — to support your claim and help maximize your reimbursement. We've worked with every major Texas carrier and know what adjusters need.

McKinney's Storm Season: When to Expect Emergencies

Tree damage in the McKinney area occurs year-round, but these are the highest-risk periods:

  • Spring Tornado Season (March–May): Collin County is in the heart of Tornado Alley. Straight-line winds from supercell thunderstorms regularly exceed 70 mph and are the most common cause of emergency calls.
  • Summer Severe Storms (June–September): Fast-moving cells with damaging hail and wind are frequent. Hail weakens branch structure, making trees more susceptible to failure in subsequent storms.
  • Winter Ice Storms (December–February): North Texas ice accumulation can add hundreds of pounds to branch canopies, snapping entire limbs and uprooting shallowly-rooted trees in clay soil.
  • Drought Stress (ongoing): Extended DFW-area droughts weaken root systems, making trees more vulnerable to wind failure even in moderate storms.

Power Lines and Oncor in McKinney

If a fallen tree has contacted power lines, do not attempt to move it yourself. Call Oncor at 1-888-313-4747 to report downed lines and request deenergization. Once lines are safe or confirmed dead, we can proceed with removal. We regularly coordinate with Oncor on emergency jobs and know the protocol to keep our crew and your family safe.

What to Do Right Now If a Tree Is on Your House

  • Get everyone out of the affected area immediately
  • Call 911 if there are injuries or if you smell gas
  • Call Oncor (1-888-313-4747) if power lines are involved
  • Do not re-enter rooms where the tree has breached the roof or walls
  • Call us at (214) 544-9150 — we'll dispatch immediately
  • Take photos of the damage from a safe distance for your insurance claim
  • Contact your insurance company to open a claim — we'll handle the rest

Emergency Tree Service Throughout Collin County

McKinney Trees responds to emergencies across all of McKinney (75069, 75070, 75071, 75072), Frisco, Allen, Prosper, Celina, Anna, Fairview, Murphy, Wylie, and Plano. We cover all of Collin County and parts of Denton County.

Tree emergency right now? Call (214) 544-9150 — a real person answers 24 hours a day.